Our Board

Dr. Riad Obegi

Executive Board Member/Chairman of the Board

Educational Background:

  • 1981, Maîtrise de Gestion Paris IX Dauphine 

  • 1981, Licence en Droit des Affaires Paris ASSAS 

  • 1982, Diplôme de la section Economique et Financière from IEP Paris

  • 1997, PMD from Harvard Business School

  • 2008, PhD in Economics from Lyon Lumiere University

Current Position:

  • Chairman and General Manager of Banque BEMO SAL (Lebanon)

  • Non-Executive Chairman of Banque BEMO Europe (Luxembourg)

  • BOD member of Banque Bemo Saudi Fransi SA (BBSF – Syria)

  • Chairman of Unifert Holding SAL      

  • Chairman of BSEC (BEMO Securitisation)


Banque BEMO SAL is a commercial bank whose services and activities cover both the Lebanese and regional markets.

The Bank is known for its competency in delivering high quality services and products, and for its customer satisfaction orientation. Products and services target private individuals; families; medium and  large sized local companies; international and subsidiaries of multinationals and; banks and financial institutions.

In order to maintain its sound position, Risk Management has become an integral part of the Bank’s operations and contributed to maintaining its strong balance sheet. This is in line with the Bank’s  conservative foundations, which have provided a solid platform for the Bank to build up its value and advance its market position.

Mr. Samih Saadeh represents Banque Bemo SAL in the Board of Directors of BSEC.



Mr. Samih Saade

Executive Board Member/Vice Chairman of the Board


Educational Background:

  • 1978: Masters of Business Administration, American University of Beirut (AUB)
  • 1976: Bachelor of Business Administration, American University of Beirut (AUB)
  • 1977: Degree in Law, Lebanese University, Beirut – Lebanon, Honor’s List

Professional Experience:

  • 2003 - To date, Banque Bemo sal – General Manager, Vice Chairman, BoD member  

  • 1994-2003, ABN AMRO Bank NV,      - F.V.P., Corporate and Private Banking Head   

  • 1993-1994, Bank of Beirut SAL -  Senior Manager – Credit 

  • 1991-1992, Lebanese American University, -     Appointed Lecturer  

Non-Executive Board Directorship – To Date                                                                             

  • 2010, BSEC, Beirut, Lebanon,   Board Member                                                                                                

  • 2013, International Campus (IC) Group Holdings SARL, Luxembourg,  Board Member                                    

  • 2015, Blu Stone Management Limited, Dubai, UAE -- Member of the Investment Committee                              


Dr. Fouad Zmokhol

Educational Background:

  • Doctorate in Business Administration – Newport University – USA/California
  • Masters of Business Administration – Lebanese American University (LAU)
  • Bachelor of Science in Management / Economics – Lebanese American University (LAU)
  • French Baccalaureate (C series: Mathematics) Collège Louise Wegman

Professional Experience:

  • Dean of the Faculty of Business and Management at Saint Joseph University (USJ)
  • Co-Owner Zimco Group
  • President of the International Confederation of the  Lebanese Business People (MIDEL)
  • Vice President of the Economic and Social Council at “Agence Universtaire Francophone” (AUF)as representative for the Middle East region
  • IFC certified independent board member
  • Keynote speaker at national, regional and international conferences
  • Author of various publications and research papers
  • Board member in several private institutions: BSEC (BEMO Group);  BEMO Bank , ITG (HOLCOM Group) as Advisor to the Board of Directors
  • Board member in prominent organizations:  Lebanese American University (LAU), Notre Dame University (NDU; Forum Francophone des Affaires (FFA); Institute of Directors (IoD);  Management Committee at Collège Notre Dame de Jamhour (NDJ)